Privacy Policy

Your security matters.

Subbie World Corp ("Subbie," "we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the Subbie mobile application and related services (collectively, the "Service").

By using Subbie, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide, including but not limited to:

  • Name

  • Email address

  • Account login credentials

  • Billing and subscription information

1.2 Financial Information

Subbie helps users track financial activity. Depending on your use of the Service, we may collect:

  • Transaction data (amounts, dates, merchant names)

  • Subscription and recurring bill information

  • Account metadata such as institution name and account type

We do not store bank login credentials.

1.3 Automatically Collected Information

When you use the Service, we may automatically collect:

  • Device type and operating system

  • App usage data

  • IP address

  • Log files and diagnostic information


2. How We Use Your Information

We use the information we collect to:

  • Provide and operate the Service

  • Display financial data and insights

  • Sync transactions and recurring expenses

  • Improve app performance and user experience

  • Communicate important updates

  • Respond to support inquiries

  • Comply with legal obligations


3. Third-Party Services

Subbie integrates with trusted third-party providers to operate the Service:

  • Plaid – used to securely connect financial institutions and retrieve transaction data

  • Firebase / Google Cloud – used for authentication, data storage, and backend infrastructure

  • Apple – used for App Store distribution and subscriptions

These providers have their own privacy policies governing their data practices. Subbie only shares information necessary to provide the Service.


4. Data Security

We take reasonable administrative, technical, and physical measures to protect your information, including:

  • Encryption in transit and at rest

  • Secure server-side storage

  • Restricted access controls

  • Industry-standard security practices

Despite these measures, no system can be guaranteed to be 100% secure.


5. Data Retention

We retain personal and financial information only as long as necessary to provide the Service and comply with legal obligations. You may request deletion of your data at any time.


6. Your Rights and Choices

Depending on your location, you may have the right to:

  • Access your personal data

  • Correct inaccurate information

  • Request deletion of your data

  • Export your data

  • Withdraw consent where applicable

To exercise these rights, contact us at hello@subbie.world.


7. Children’s Privacy

Subbie is not intended for use by individuals under the age of 13. We do not knowingly collect personal information from children.


8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted within the app or on our website, and the effective date will be updated accordingly.


9. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact:

Subbie World Corp
Email: hello@subbie.world


By using Subbie, you acknowledge that you have read and understood this Privacy Policy.